For steady clarity
Starter
$5 per month
- 500 AI credits a month
- 50 AI messages a day
- 1,000 assistant actions a day
- Budget alerts by email
- Works with any MCP client
Every plan starts with a trial
Clarity now.
Decide in two weeks.
Three plans, one product. They differ in how much you can ask of the assistant in a month, not in which parts of Money Copilot you are allowed to open.
- No bank connection on any plan
- Cancel before the trial ends and you are not charged
- Payment handled by Stripe
For deeper momentum
Pro
$9 per month
- 2,000 AI credits a month
- 150 AI messages a day
- Unlimited assistant actions
- Budget alerts by email
- Priority product support
For everything, without counting
Unlimited
$19 per month
- Unlimited AI credits
- Unlimited AI messages
- Unlimited assistant actions
- Budget alerts by email
- Priority product support
If you have never been billed, every plan opens with a 14-day free trial. Cancel before it ends and you are not charged.
Side by side
What each plan
includes.
| Feature | Starter$5 a month | Pro$9 a month | Unlimited$19 a month |
|---|---|---|---|
| AI credits a month | 500 | 2,000 | Unlimited |
| AI messages a day | 50 | 150 | Unlimited |
| Assistant actions a day | 1,000 | Unlimited | Unlimited |
| Budget alerts by email | ✓ | ✓ | ✓ |
| Works with any MCP client | ✓ | ✓ | ✓ |
| Built-in Copilot assistant | ✓ | ✓ | ✓ |
| Priority product support | – | ✓ | ✓ |
| 14-day free trial | ✓ | ✓ | ✓ |
| Bank connection required | – | – | – |
Limits are the ones the server enforces. Signed in, the cards above show the plan that is already yours.
Billing, answered
Before you
decide.
What the trial covers, how payment works, and what changes when you move between plans.
Visit support centre ↗01Is there a free trial?
If you have never been billed, every plan opens with a 14-day free trial covering the whole product, and you are not charged if you cancel before it ends. If you have paid for a plan before, your new plan starts straight away.
02How is payment handled?
Payment is handled by Stripe. We never see or store your card details.
03Can I change plan later?
Yes. Choose another plan here or from your dashboard. Before anything is charged you get a confirmation showing the new price, the billing interval and what changes straight away.
04Do I have to connect a bank account?
No. There is no bank connection to make on any plan. Your records are the ones you log, and they sync only to the account you sign in with.
05Which AI assistants can I use?
Every plan works with ChatGPT, Claude, Gemini, Cursor, VS Code and any other MCP-compatible client — or with the built-in assistant on its own.
06How does Money Copilot AI make money?
From subscriptions, and only from subscriptions. There is no advertising in the product, and your records are not a source of revenue.