Your AI, for smarter money decisions

Know where your money goes. Control where it goes next.

Tell it what you spent, in your own words. Ask where the month went. Money Copilot turns your everyday money records into private, useful answers — without linking a bank account.

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No bank connectionYour data, your records

An East African professional at her desk with Money Copilot open on her phone, answering where the month went with a breakdown by category, beside a floating panel splitting the month into needs, wants and savings — Your questions.
Real insights. Clarity today,
freedom tomorrow.

One private money layer. Every AI workspace.

Bring your own AI.
Or just use ours.

ChatGPT
Claude
Cursor
Gemini
VS Code
Any MCP client

Compatible platforms shown for context; no partnership implied.

A foldable phone held open in both hands, ChatGPT on the left screen and Claude on the right, each running the same Money Copilot conversation: "Hey, just spent 45 bucks on groceries" answered with "Added $45 to Groceries", then a question about where the month’s money is going answered with Rent $850, Groceries $185, Eating Out $120 and Bills & Utilities $95 — One account, either assistant

Designed around conversation

Say it naturally.
Use it anywhere.

Record everyday spending in plain language, then bring the same private financial context into the AI workspace you already prefer.

A phone showing Money Copilot in conversation: "Lunch $20, Taxi $15" recorded on the spot, a question about where the week overspent being answered, and a voice input bar, with coffee, online shopping and subscription expenses filed alongside and the mascot waving — Natural-language tracking

Bring your own AI

You don’t even have to leave
the AI you already use.

Connect Money Copilot AI with ChatGPT, Claude, or other AI tools, and chat directly with your finances right inside the conversation.

See connection options

The Money Copilot mascot beside its own mark and the app icons of the assistants it plugs into, ChatGPT, Claude, Gemini and Grok — Your context, across AI clients

Three things, in your own words

Say it. Snap it.
Ask it.

Money Copilot AI dashboard showing spending insights, budgets, and a finance chat

AI chat for your money

Ask naturally.
Understand everything.

Chat about spending, budgets, and what to do next in your own words. Your private AI Copilot turns everyday money questions into clear answers.

Create your space

Money Copilot filing spoken expenses for coffee, online shopping and a subscription beside its mascot

Logging without the form

Say what you spent.
It does the filing.

Type it or say it out loud, the way you would tell a person. Money Copilot works out the amount, the category and the date, files it, and answers you when you ask where the month went.

“Coffee was $4.80” $4.80 · Eating Out
“Spent 45 bucks on groceries” $45.00 · Groceries
“Netflix renewed, $9.99” $9.99 · Subscriptions
“Lunch $20, taxi $15” Two expenses, filed
“Got paid $3,200 today” Income, recorded

Create your space

A grocery receipt photographed in ChatGPT and returned by Money Copilot as seven categorised items with a total — Seven items in, categorised and totalled out

Receipts, without the typing

Photograph it.
It reads the whole thing.

Send the receipt to the assistant you already have open. Money Copilot reads every line, gives each one a category, adds it up, and files the lot — then tells you what it means for the month.

A South Asian independent professional smiling at his phone at a sunlit desk, with Money Copilot cards floating around him: a budget overview showing $53,308.00 spent against a $10,000.00 budget, top categories led by food at $13,894.00, the largest single expense of $13,000.00 on house rent, a groceries trend rising against last month, and a "what to do about it" row suggesting a weekly cap and a 20% savings target — The question, and the answer

Everyday money

It happens
in moments.

Money rarely arrives as a neat report. Ask about it in your own words, and the answer comes back shaped by what you have already recorded.

No form to fill in, and no category to pick
Receipts and subscriptions read on sight
Ask in plain language, get a plain answer

Speak, do not spreadsheet

Track money as naturally as you spend it.

Type “Lunch was $18” or send a receipt photo. Money Copilot files the amount, date, and category for you.

See it in action

Your personal AI money expert. Just chat.

The whole idea in one video: tell Money Copilot what you spent, ask it where the money went, and let it keep the record.

Press to Play.

The screens you will actually use

Money Copilot screens.
One clear month.

Your findings, a calm place to keep them, every transaction filed by category, and the insights behind the lot — each one built from the records you already keep.

Money Copilot turning one month into plain findings: a budget overview, the largest categories, the biggest single expense, a spending trend to watch, and a row of suggested next steps — One month, read back as what to do next

Everyday money, handled

Your Finances,
Smarter Everyday

The month comes back as plain findings: where the budget stands, the categories taking the most, the one expense that moved it, and the next steps that follow from all three.

A budget overview you can read at a glance
The single expense that moved the month
Suggested next steps, not just numbers

A Copilot Space: a sidebar of transactions, budgets, goals, reports and insights beside a conversation where a $45 coffee is recorded and answered with the month running at 82% of a $4,000 budget, and panels for spending by category and the month's trend — One calm financial Copilot Space

A calmer Copilot Space

See what matters.
Leave the clutter.

One clean home for transactions, categories, goals, reports, and conversations—with the context kept intact.

Monthly summaries that explain the “why”
Budget alerts before small leaks become big ones
Clear categories without manual spreadsheet cleanup

The Money Copilot categories screen for August: twelve active categories, Housing the largest at 34% of spending, $2,291 spent in total, and a table giving each category its transaction count, amount, share of the month and change against July — Twelve categories, each with its share of the month

Nothing left to file

Every Transaction Organized.
Every Category. One Clear Picture.

Every purchase lands in a category on its own, so the month adds up without a spreadsheet: what each category took, its share of the total, and how it moved against last month.

Transaction count and amount per category
Each category’s share of the month
Movement against last month, side by side

The Money Copilot insights screen: spending by category, budget progress against a $4,800 limit, a financial health score of 78, savings the assistant found in unused subscriptions and dining out, a month-end spending forecast, goal progress, and a weekly money brief — Spending, budget, health score and forecast — on one screen

Everything the month is telling you

Smart AI Insights
at a Glance

One screen for the whole picture: where the month is going, what your budget can still take, which habits are drifting, and where the money you are not using could go instead.

Create your space

Three steps to clarity

Make your money
make sense.

Turn everyday money moments into a clear plan — without changing how or where you like to work.

01
Create your private space

Start with a 14-day trial. No bank connection, and nothing to import.
02
Choose where you chat

Use the built-in assistant or connect ChatGPT, Claude, Cursor, and any MCP client.
03
Ask, track, and decide

Log spending, set budgets, read receipts, and get answers shaped by your records.

See connection options

No bank connection required

Two phones held over a kitchen counter: one photographing a GreenMart grocery receipt, the other showing Money Copilot having read all seven items, filed each under Groceries with its price, totalled them at $29.95 and offered to set a groceries budget — Receipt inClear record out

An East Asian woman and Middle Eastern man planning their month together, beside a chat in which Money Copilot logs a $45 coffee, names food as their top category at 38% of spending, and reports $3,281 spent of a $4,000 budget with $719 left

Clarity works better together

Built for real life.

Finance tools should feel human. Money is emotional, everyday, and rarely neat. We designed Money Copilot around conversations — not accounting software.

01
Start in seconds
No institution search, routing numbers, or data import required.
02
Stay in control
Export your records, delete your data, and choose where you use your copilot.
03
Build a useful habit
Log money in the same words you would use with a person you trust.

Explore all capabilities

Privacy is the product

Your financial life is not an ad profile.

No bank connection. No selling your data. Your records sync only to the account you sign in with—and stay under your control.

Read our privacy promise

Every plan starts with a trial

Clarity now.
Decide in two weeks.

For steady clarity

Starter

$5per month

500 AI credits a month
50 AI messages a day
1,000 assistant actions a day
Budget alerts by email
Works with any MCP client

Start your 14-day trial

For deeper momentum

Pro

$9per month

2,000 AI credits a month
150 AI messages a day
Unlimited assistant actions
Budget alerts by email
Priority product support

Start your 14-day trial

For everything, without counting

Unlimited

$19per month

Unlimited AI credits
Unlimited AI messages
Unlimited assistant actions
Budget alerts by email
Priority product support

Start your 14-day trial

Compare the plans side by side

If you have never been billed, every plan opens with a 14-day free trial. Cancel before it ends and you are not charged.

The useful details

Questions,
answered.

Everything you need to know before you make Money Copilot part of your routine.

Visit support centre

01What is Money Copilot AI?

Money Copilot AI is your AI-powered personal finance assistant that helps you log expenses, track budgets, and get smart insights—all through chat.

02How does Money Copilot AI work?

Connect it to an AI assistant you already use, or open the built-in Copilot AI. Type what you spent in plain language and it categorises, tracks, and summarises it for you.

03Is there a free trial?

Yes. If you have never been billed, every plan opens with a 14-day free trial covering the whole product, and you are not charged if you cancel before it ends. After that, plans start at $5 a month. If you have paid for a plan before, your new one starts straight away.

04Is my financial data secure?

There is no bank connection to make. Your data stays in your control, is never sold, and syncs only to the account you sign in with.

05Which AI assistants does it work with?

ChatGPT, Claude, Gemini, Cursor, VS Code and any other MCP-compatible client—or use the built-in assistant on its own.

06Does Money Copilot AI read receipts?

Yes. Send a receipt photo and it reads the total, picks the category, and files the expense with the date.

A laptop on a desk above a night city skyline, showing the Money Copilot dashboard greeting Jane with her total spent, remaining budget and savings goal, with the Money Copilot mascot beside it and a card listing the AI tools it works inside

Money clarity can start with one sentence.